Indian Overseas Bank (IOB) has announced IOB Recruitment 2026 for 291 Generalist and Specialist Officer vacancies across JMGS I, MMGS II and MMGS III. The recruitment includes Manager, Senior Manager and Assistant Manager posts in Branch Management, IT, Information Security, Credit, Risk and Security. Eligible candidates can apply online from 29 August to 15 September 2026. Check the post-wise eligibility, experience, age limit and other requirements below before applying.
This page has been prepared using the official Indian Overseas Bank recruitment notification and IBPS application portal. Candidates should verify the official notification before submitting the application.
Quick Overview
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Recruitment | Generalist / Specialist Officers in Various Scales – 2026-27 |
| Total Vacancies | 291 |
| Scales | JMGS I, MMGS II, MMGS III |
| Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Official Website | www.iob.bank.in |
Important Dates
| Activity | Date |
|---|---|
| Opening of Online Registration | 29 August 2026 |
| Closing Date of Online Registration | 15 September 2026 |
| Last Date for Editing Application Details | 15 September 2026 |
| Online Fee Payment | 29 August 2026 to 15 September 2026 |
| Last Date for Printing Application | 30 September 2026 |
The last date for printing the application (30 September 2026) is not the application deadline — registration, editing and fee payment all close on 15 September 2026.
Application Fee
| Category | Fee (incl. GST) |
|---|---|
| SC / ST / PwBD (Intimation charges only) | ₹175 |
| All others, including OBC and EWS | ₹1,000 |
Fee can be paid online via Debit Card, Credit Card, Internet Banking, BHIM or UPI. It is non-refundable once paid and cannot be adjusted against any other recruitment process.
IOB Vacancy 2026 – Post-wise Details
| Code | Post Name | Grade | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 15 | 7 | 27 | 10 | 41 | 100 |
| 02 | Manager (IT) | MMGS II | 10 | 5 | 18 | 7 | 25 | 65 |
| 03 | Manager (Information Security) | MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| 04 | Manager (Information Security Audit) | MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| 05 | Senior Manager (IT) | MMGS III | 2 | 1 | 3 | 1 | 3 | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | 1 | 0 | 1 | 1 | 0 | 3 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 1 | 1 | 0 | 0 | 0 | 2 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 1 | 0 | 2 | 1 | 6 | 10 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| 11 | Manager (Credit) | MMGS II | 8 | 3 | 11 | 2 | 11 | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 2 | 1 | 4 | 1 | 7 | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 1 | 0 | 1 | 1 | 3 | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 3 | 1 | 6 | 2 | 13 | 25 |
| Total | 46 | 21 | 79 | 28 | 117 | 291 | ||
Out of the 291 IOB Officer vacancies, Post Code 01 is for Generalist Officer (Branch Management), while the remaining 13 post codes cover different Specialist Officer roles.
PwBD Vacancy Details
| PwBD Category | Vacancies |
|---|---|
| Hearing Impaired (HI) | 4 |
| Orthopedically Challenged (OC) | 5 |
| Visually Impaired (VI) | 2 |
| Intellectual Disability (ID) | 1 |
Note: PwBD reservation is horizontal and will be adjusted
within the candidate's respective category. The Bank has also stated that
the notified vacancies are provisional and may change depending on its
actual requirements.
Eligibility Criteria
Eligibility Date: Age, qualification, required experience and applicable certifications will be calculated as on 01 August 2026.
Nationality
Applicants must fall under one of the nationality categories permitted in the official notification:
- Indian Citizen
- Subject of Nepal or Bhutan
- Eligible Tibetan refugee who came to India before 1 January 1962
- Eligible person of Indian origin from the countries specified in the notification
Important: Candidates other than Indian citizens may need a Certificate of Eligibility issued by the Government of India, as applicable.
Post-wise Educational Qualification & Experience
| Post | Age | Qualification | Experience |
|---|---|---|---|
| Manager – Branch Management (01) | 23–33 | Graduation in any discipline | 3 years as Bank Officer, including 2 years in Branch Banking |
| Manager – IT (02) | 25–35 | B.E./B.Tech in relevant IT/Electronics field, MCA or M.Sc. (CS/IT) | 5 years IT experience, including 3 years in Banking/BFSI |
| Manager – Information Security (03) | 22–32 | B.E./B.Tech or M.E./M.Tech in relevant IT/Cyber Security field | 2 years relevant Information/Cyber Security experience |
| Manager – IS Audit (04) | 22–32 | Relevant B.E./B.Tech, M.E./M.Tech or MCA | 2 years experience, including relevant IS/Cyber Audit experience |
| Senior Manager – IT (05) | 28–38 | Same core qualification as Manager – IT | 8 years IT experience, including 5 years in Banking/BFSI |
| Senior Manager – Information Security (06) | 25–35 | Relevant IT/Cyber Security qualification | 5 years relevant security experience |
| Senior Manager – IS Audit (07) | 25–35 | Relevant IT/Cyber Security qualification | 5 years experience, including 3 years in relevant security/audit work |
| Senior Manager – Database Administrator (08) | 28–38 | Relevant IT qualification | 8 years DBA experience, including required Banking/BFSI experience |
| Senior Manager – Network Administrator (09) | 25–35 | Relevant IT qualification | 5 years relevant Network Administration experience |
| Senior Manager – Cyber Security Administrator (10) | 25–35 | Relevant IT/Cyber Security qualification | 5 years relevant Cyber Security experience |
| Manager – Credit (11) | 23–33 | Graduation + Finance qualification / CA / CMA | 3 years experience, including 2 years in Credit |
| Senior Manager – Credit (12) | 25–35 | Graduation + Finance qualification / CA / CMA | 6 years experience, including 4 years in Credit |
| Senior Manager – Risk (13) | 25–35 | Graduation + relevant Finance/Risk qualification | 5 years relevant Risk/Banking experience |
| Assistant Manager – Security (14) | 30–45 | Graduation + required Computer/IT certification | Required Armed Forces/Paramilitary/Police service experience |
Important: The table above is a quick eligibility summary. Some posts require specific degrees, technology-domain experience, professional certifications or service conditions. Check the official IOB notification for the complete post-wise eligibility before applying.
Special Conditions
Assistant Manager – Security:
Serving personnel can also apply if their discharge date is on or before
30 September 2026.
- Medical: SHAPE-1 or equivalent category required.
- Service Record: Exemplary conduct with no disciplinary or vigilance case.
- Discharge: Must meet the conditions specified in the official notification.
IT/Security Posts: Some Posts 02–10 have additional preferred certifications such as
CEH, AWS/Azure/OCI, ITIL and CCNP. Check the official notification for the certification requirements of your post.
Who Should Apply for IOB Recruitment 2026?
This recruitment is mainly for experienced professionals, not fresh graduates.
- Branch Management: Banking officer experience required.
- IT & Cyber Security: Relevant technical qualification, experience and applicable certifications required.
- Credit & Risk: Relevant professional qualification and work experience required.
- Security: Specified Armed Forces/Paramilitary/Police service experience required.
Before Applying: Graduation alone is not enough for most posts. Match your qualification, experience, age and certifications with the post-wise eligibility table above.
Age Limit
| Minimum Age | 22 Years |
| Maximum Age | 45 Years |
| Age Calculated As On | 01 August 2026 |
Important: The age limit varies by post. The overall range is
22–45 years. Check the post-wise eligibility table above
or the official notification for the exact minimum and maximum age applicable to your post.
Age Relaxation
- SC / ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- 1984 Riot Affected Persons: 5 years
- Eligible Ex-Servicemen / Commissioned Officers: 5 years
Eligible reserved-category candidates may receive additional relaxation as per IOB rules. Where cumulative relaxation is applicable, the upper age is subject to the limits specified in the official notification.
Salary / Pay Scale
| Scale/Grade | Pay Scale (₹) |
|---|---|
| JMGS I | 48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,290 |
| MMGS II | 64,820 – 2340/1 – 67,160 – 2680/10 – 93,960 |
| MMGS III | 85,920 – 2680/5 – 99,320 – 2980/2 – 1,05,280 |
Additional Benefits: Selected officers will also receive
DA, HRA, CCA and other allowances as per IOB rules.
Eligible Specialist Officers in MMGS II/III may also get benefits such as
conveyance, mobile/telephone expenses and accommodation facilities during probation.
Selection Process
IOB Officer selection will be completed in two stages:
| Stage | Final Merit Weightage |
|---|---|
| Online Examination | 80% |
| Interview | 20% |
Important: Qualifying the online exam does not automatically guarantee an interview call. IOB may shortlist candidates based on their qualification, experience and profile.
Online Exam Pattern
A. Manager – Branch Management (Post Code 01)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers) | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 hours |
B. All Other Posts (Codes 02–14)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| General Awareness (with special reference to Banking Industry) | 25 | 25 | 30 minutes |
| Professional Knowledge (post-specific) | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 hours |
Important Exam Rules
- Total Questions: 100 objective-type questions
- Professional Knowledge Qualifying Marks: 30% for reserved categories and 35% for unreserved candidates
- Negative Marking: 1/4th mark deducted for each wrong answer
- Unattempted Questions: No penalty
Note: There are no minimum qualifying marks for the English Language and General Awareness sections. Each section has separate timing.
Interview / Final Selection
- Interview Marks: 100
- UR Qualifying Marks: 50%
- Reserved Category: 45%
- Assessment: Subject knowledge, relevant experience and communication skills
Final Merit: Online Examination carries 80% weightage and Interview carries 20% weightage.
Probation
| Post / Category | Probation |
|---|---|
| Manager – Branch Management (MMGS II) | 6 months, active service |
| Assistant Manager – Security (JMGS I) | 2 years, active service |
| All other notified posts | 1 year, active service |
Service Bond
Selected candidates must execute a Financial Service Indemnity Bond — this is separate from the application fee and applies only after selection. JMGS I: ₹2,00,000 bond, minimum 3 years' active service. MMGS II & III: ₹2,50,000 bond, minimum 3 years' active service.
How to Apply Online
Candidates may apply for more than one post if they meet the eligibility criteria for each post. If more than one application is submitted for the same post, only the latest registered application will be considered.
- Read the detailed advertisement on the "Careers" page at www.iob.bank.in and confirm eligibility for the specific post code.
- Register on the online application portal to receive a Registration Number and Password.
- Log in and fill in personal, educational, category and work-experience details.
- Upload photograph, signature, left thumb impression and handwritten declaration as per the prescribed specifications.
- Pay the applicable application fee/intimation charges online.
- Review the form, click "Complete Registration," and save the printout of the submitted application and fee e-receipt.
Submitting the online application does not confirm that all eligibility conditions are met — the Bank verifies documents at later stages, and candidature can be cancelled at any point if found ineligible.
Documents / Upload Requirements
Required at the application stage (uploaded online):
- Photograph (4.5cm × 3.5cm, 200×230 px preferred, 20–50 KB, JPG/JPEG)
- Signature on white paper with black ink (140×60 px preferred, 10–20 KB, JPG/JPEG)
- Left thumb impression on white paper (240×240 px preferred, 20–50 KB, JPG/JPEG)
- Handwritten declaration in English, not in capital letters (800×400 px preferred, 50–100 KB, JPG/JPEG)
Required later, at the interview stage (originals plus self-attested photocopies):
- Proof of date of birth, and photo ID (Passport/Aadhaar/e-Aadhaar/PAN/Driving Licence/Voter's Card)
- Education mark sheets and certificates
- Work experience proof — experience/appointment/relieving letters, salary slips
- Category certificates (SC/ST/OBC non-creamy-layer/EWS/PwBD), where applicable
- No Objection Certificate, for candidates currently in Government/PSU/Bank service
Important Links
| Apply Online | Apply Online |
| Official Notification | Check Official Notification |
| Official IOB Website | IOB Careers Page |
Important Instructions
- Only the online mode of application is accepted.
- Using unfair means, impersonation, or canvassing at any stage leads to disqualification and possible debarment from future Bank recruitment.
- OBC candidates must submit a non-creamy-layer certificate valid as on the date of interview; those under the creamy layer must apply under the General category.
- Requests for change of exam/interview centre, or change of registered email/address, will not be entertained.
- Easy Job Info is an independent information website and is not associated with Indian Overseas Bank, IBPS or the Government of India.
FAQs
How many vacancies are available in IOB Recruitment 2026?
291 vacancies across 14 post codes in JMGS I, MMGS II and MMGS III.
What is the last date to apply?
15 September 2026, for registration, editing and fee payment. The last date for printing the submitted application is 30 September 2026.
Who can apply for this recruitment?
Indian citizens (and specified categories of Nepal/Bhutan subjects, Tibetan refugees, and persons of Indian origin from certain countries) who meet the post-specific age, qualification and experience criteria as on 01 August 2026.
Is work experience required?
Yes, for all 14 posts. Post-qualification experience ranges from 2 years (Information Security/IS Audit posts) to 8 years (Senior Manager – IT/Database Administrator), or a minimum 5 years of service for Assistant Manager – Security. See the post-wise table above for exact requirements.
What is the application fee?
₹175 for SC/ST/PwBD candidates (intimation charges only) and ₹1,000 for all other candidates, including OBC and EWS, both inclusive of GST and non-refundable.
What is the selection process?
Online Examination followed by Interview. The final merit list weights the online exam at 80% and the interview at 20%.
Can a candidate apply for more than one post?
Yes, provided the candidate fulfils the eligibility criteria for each post applied for.
What is the age limit for IOB Recruitment 2026?
Age limits vary by post, from a minimum of 22 years (Information Security/IS Audit posts) to a maximum of 45 years (Assistant Manager – Security). See the post-wise table and age relaxation table above.
EasyJobInfo.in provides this information for reference purposes. Candidates should verify vacancy details, eligibility, dates, fees and other conditions from the official Indian Overseas Bank notification before submitting the application.